Current Rates
No matter what type of loan you're considering, it's bound to affect your budget. To help you plan, we're providing a loan calculator to assist you in estimating for this increased expense. Whether you're thinking about an auto loan, personal loan or real estate loan, this convenient feature will help you keep your finances under control.
| *Personal Loans** | 11.00% - 17.00% |
| Overdraft Loans | 17.00% |
| *Share Secured Loans | 3.50% over highest dividend rate - maximum 12 months to repay |
| CD Secured Loans | 3.50% over highest dividend rate - maximum term of CD |
| Mortgage Loans (Iowa only) | Rate to be determined at time of Application |
| Mortgage Loans (elsewhere) | Call |
| Car Loans are as follows: | |
| *NEW/USED** 2008/07 | Term: 5 years | APR: 4.99% - 10.29% |
| *USED** 2006/03 | Term: 5 years | APR: 5.59% - 10.99% |
| *USED** 2002/99 | Term: 4 years | APR: 7.79% - 12.99% |
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For example, pay $377.36 per month for $20,000 borrowed at 4.99% APR with a 5-year term. Cars 1998 and older, interest rate and term will be determined upon type, condition of vehicle and credit application. Overdraft loans have a maximum credit line of $500.00 (unless Credit Committee reviews) and must be pre-approved. Repayment is $30.00 per month (unless credit line is higher than $500.00) and payment is due by the 15th of each month. *.25% DISCOUNT ON LOAN RATES IF REPAYMENT IS THROUGH PAYROLL DEDUCTION, DIRECT DEPOSIT OR AUTOMATIC TRANSFER FROM SHARE DRAFT ACCOUNT. **Rates are determined upon completion of a loan application and is based upon your individual FICO score. Rates are subject to change, call for updated information. FACT ACT Negative Information Notice: We may report information about your loan, share or deposit accounts to credit bureaus. Late payments, missed payments, or other defaults on your accounts may be reflected in your credit report. If you don't see exactly what you're looking for, call us at 1-800-273-3488! |
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