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Open Mon-Fri 8-5
515-274-2343
1-800-273-3488

Other Products and Services PDF Print E-mail

Cornerstone Credit Union offers a full range of products and services designed for the convenience of our members. By doing so, we ensure that you regard us as your full service financial destination.


Share Draft/Checking Account
Cornerstone Credit Union Share Draft (checking) accounts are flexible and cost only $1.25 a month. We also offer debit cards for your Share Draft account.
Need to order checks? Click here.


Debit Cards
Whether you're across town or across the country, a Cornerstone Credit Union debit card gives you the flexibility to make purchases without writing a check. Present your card to any merchant who accepts MasterCard®, and your purchase will be deducted automatically from your checking account.

Using your debit card is easy. When at a checkout counter, simply ask to pay by MasterCard®. When prompted by the terminal, press the "Credit" key, not the debit or ATM key. Even though you pressed "Credit," funds for your purchase will be taken from your Share Draft account. Your signature is required for every transaction, and there is no limit to the number of transactions you make.
Shazam     

Cornerstone Credit Union participates in the SHAZAM Privileged Status Program.
Learn more about ATMs in your area that allow you to use your Cornerstone
Credit Union debit card with no fee!


What you need to know about overdrafts and overdraft fees
Click here for more information





Apply for the Cornerstone  ATIRAcredit MasterCard today and get 2X reward points on purchases for the first 60 days
No annual fee and a competitive APR for the most popular credit card in the world.


Atira Pre-Paid VISA
Avoid the risk of carrying too much cash with convenient Atira prepaid debit cards from Cornerstone Credit Union.  Learn More >>





Auto & Homeowners Insurance
See how much you can save with MEMBERS® Auto & Homeowners Insurance.

Other Insurance Products


Other Products and Services

 

"Grade A" Rewards
Pay your child a dollar for every "A" earned and we'll match it up to $5.00 per grading period.

"ET" Electronic Teller
Bank 24 hours a day with this phone-based banking tool.

Warranty and Gap Coverage
This insurance would be offered on all automobile loans.  Gap insurance is a $299 non-refundable & $399 refundable flat fee.  Call for a quote on our warranty program

Credit Life & Disability Insurance
Repays a loan in full if the member dies or assumes loan payment after 30 days of disability until member is able to resume payments.

New Car Price Guides
Actual invoice amounts of new cars provided at no charge to members.

turbotax

TurboTax Online
Pay your taxes online with TurboTax.  GO >>

Free $1,000 in Insurance
Cornerstone Credit Union pays $1,000 in the event of accidental death or dismemberment.

Wire Services
A quick and easy way to transfer funds anywhere.

 

IDSafeChoice
Protect your good name with a comprehensive
fully managed recovery of identity theft service from Cornerstone Credit Union and Merchant Information Solutions. Terms and conditions.

IDSafeChoice Plus
Upgrade to a total protection package, including all of the benefits of IDSafeChoice, PLUS:

  • Identity Protection Awareness test and newsletter
  • Annual Experian Credit Report
  • Daily Monitoring of Credit Activity – including email alerts of suspicious activity
  • Expense Reimbursement** - up to $25,000 for expenses incurred for identity recovery, with zero deductible and including up to $6,250 per week in lost wages
  • Toll-free Identity Theft Victim Hotline

Want credit monitoring only?

Learn More About Identity Theft.

Notary Service
Available during all hours of business, free of charge.

Savings Bonds
One of the safest, most secure ways to build a special nest egg.

Fee Schedule >>

 

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About Us

Because we're a not-for-profit, employee-owned institution, we are continually reinvesting so that we can always offer the most competitive rates and services. We like to think of our efficient operation as an added dividend for you.
Join Today!
Shared Branching

Over 4,400 locations!  Members can use any of the shared branching locations all across the United States to take care of your everyday financial needs and save you time.  To use Shared Branching you will need: A valid US Government Issued Photo ID, the name of your credit union, your account number & the last four of your Social.

Virtual Banking

Access your accounts from the comfort of your home. With Online Banking, view Account Balances and History Credit Card Access, Free Online Bill Payment, Transfer Funds, Make Withdrawals, Apply for a Loan, View Cleared Checks, eStatements. Mobile Banking.